diff --git a/index.html b/index.html
index 7ab03a6..5b42bc1 100644
--- a/index.html
+++ b/index.html
@@ -3,7 +3,7 @@
 
 <head>
     <meta charset="UTF-8" />
-    <link rel="icon" type="image/x-icon" href="./favicon.ico" />
+    <link rel="icon" type="image/x-icon" href="../../favicon.ico" />
     <meta name="viewport" content="width=device-width, initial-scale=1.0" />
     <!-- 运行时配置引导：在任何应用模块执行前同步拉取 /<contextPath>/api/env-config
          （后端免登录端点，projman 配置管理在线维护），替代生产构建环境变量。
diff --git a/src/components/DynamicForm.vue b/src/components/DynamicForm.vue
index 586e4e1..719ea52 100644
--- a/src/components/DynamicForm.vue
+++ b/src/components/DynamicForm.vue
@@ -2,15 +2,19 @@
 /**
  * 动态表单渲染器（V2.0 Part B.3：schema → 控件，一期 11 类）。
  * schemaJson = {"groups":[{title, fields:[{key,label,type,required,pattern,options,...}]}]}。
- * v-model(formData) 为 {key:value} 对象；upload/image 字段值为 /api/file/upload 返回体数组
- * [{id,fileName,fileUrl,fileSize,mimeType}]，多选类（checkbox/multiselect）为 string[]。
+ * formData 为父组件传入的共享 reactive 对象，本组件**就地改写其属性**（不整体替换）：
+ * 此前 emit 新对象 + 父组件 `v-model:form-data` 整体替换，会因 props 冒泡滞后出现
+ * 「后一次提交基于旧快照合并、把前一次刚填的值覆盖掉」，表现为必填项填了也报未填。
+ * upload/image 字段值为 /api/file/upload 返回体数组 [{id,fileName,fileUrl,...}]，
+ * 多选类（checkbox/multiselect）为 string[]。
+ * validate() 暴露给发起页提交前调用：规则与后端 FormValidator.validateSubmit 同口径，
+ * 失败时字段下方内联红字（不再弹全局 Message）、并把第一个错误滚到视口内。
  */
-import { computed } from "vue";
+import { computed, reactive, watch } from "vue";
 import { Message } from "view-ui-plus";
 import { fileApi } from "@/api/module/svc";
 
 const props = defineProps<{ schemaJson?: string; formData: Record<string, any> }>();
-const emit = defineEmits<{ (e: "update:formData", v: Record<string, any>): void }>();
 
 interface Field {
     key: string;
@@ -40,8 +44,13 @@ const groups = computed<{ title: string; fields: Field[] }[]>(() => {
     }
 });
 
+/** 字段内联校验错误（key → 提示），只在提交校验与后续修改时维护 */
+const errors = reactive<Record<string, string>>({});
+
 function setValue(field: Field, value: any) {
-    emit("update:formData", { ...props.formData, [field.key]: value });
+    // 就地改写共享 reactive 对象；替换引用会让父组件绑定与子组件 props 脱钩
+    props.formData[field.key] = value;
+    delete errors[field.key];
 }
 
 function ensureArray(field: Field): any[] {
@@ -72,6 +81,114 @@ async function uploadFile(field: Field, ev: Event) {
         Message.error(e?.message || "上传失败");
     }
 }
+
+/** 已填且非空（与后端 FormValidator 的空判定同口径） */
+function isEmpty(v: any): boolean {
+    return (
+        v === undefined ||
+        v === null ||
+        (typeof v === "string" && v.trim().length === 0) ||
+        (Array.isArray(v) && v.length === 0)
+    );
+}
+
+/**
+ * 提交校验：与后端 FormValidator.validateSubmit 同口径（required / number min/max /
+ * select·radio·checkbox·multiselect 选项成员 / maxLength / pattern / upload maxFiles）。
+ * 通过返回 true；失败把错误写到 errors 并滚动到第一个错误，返回 false（不弹 Message）。
+ */
+function validate(): boolean {
+    Object.keys(errors).forEach(k => delete errors[k]);
+    let firstCoveredField: Field | null = null;
+    let firstMsg = "";
+    for (const group of groups.value) {
+        for (const field of group.fields) {
+            // defaultValue 只影响展示（渲染时兜底），后端不见它——为前后端一致，提交校验
+            // 认可 defaultValue 的字段视为已填（缺省值场景不发空跑后端）
+            const value = props.formData[field.key] ?? field.defaultValue;
+            const msg = checkField(field, value);
+            if (msg) {
+                errors[field.key] = msg;
+                if (!firstMsg) {
+                    firstMsg = msg;
+                    firstCoveredField = field;
+                }
+            }
+        }
+    }
+    if (firstMsg) {
+        const el = document.querySelector<HTMLElement>(".dyn-error");
+        if (el) {
+            el.scrollIntoView({ behavior: "smooth", block: "center" });
+        }
+        return false;
+    }
+    return true;
+}
+
+function checkField(field: Field, value: any): string {
+    const label = field.label || field.key;
+    if (isEmpty(value)) {
+        return field.required ? `请填写${label}` : "";
+    }
+    switch (field.type) {
+        case "number": {
+            if (typeof value !== "number" || Number.isNaN(value)) return `${label}必须是数字`;
+            if (field.min !== undefined && value < field.min) return `${label}不得小于 ${field.min}`;
+            if (field.max !== undefined && value > field.max) return `${label}不得大于 ${field.max}`;
+            break;
+        }
+        case "select":
+        case "radio": {
+            const v = String(value);
+            if (!(field.options || []).includes(v)) return `${label}选项值不在候选列表内`;
+            break;
+        }
+        case "checkbox":
+        case "multiselect": {
+            const list: any[] = Array.isArray(value) ? value : [];
+            for (const v of list) {
+                if (!(field.options || []).includes(String(v))) return `${label}选项值不在候选列表内`;
+            }
+            break;
+        }
+        case "upload":
+        case "image":
+        case "phone":
+        case "text":
+        case "textarea":
+        case "date":
+        default: {
+            const v = String(value ?? "");
+            if (field.maxLength !== undefined && v.length > field.maxLength) {
+                return `${label}长度超过上限 ${field.maxLength}`;
+            }
+            if (field.pattern && !new RegExp(field.pattern).test(v)) {
+                return `${label}格式不正确`;
+            }
+            break;
+        }
+    }
+    return "";
+}
+
+defineExpose({ validate });
+
+/** schema 变化时把 defaultValue 预填进 formData（仅一次、仅未填字段，保证提交与展示一致） */
+watch(
+    () => props.schemaJson,
+    () => {
+        for (const group of groups.value) {
+            for (const field of group.fields) {
+                if (field.defaultValue !== undefined && field.defaultValue !== null
+                    && props.formData[field.key] === undefined) {
+                    setValue(field, field.defaultValue);
+                }
+            }
+        }
+    },
+    { immediate: true }
+);
 </script>
 
 <template>
@@ -201,6 +318,9 @@ async function uploadFile(field: Field, ev: Event) {
                 </template>
 
                 <div v-if="field.tip" class="dyn-tip">{{ field.tip }}</div>
+                <div v-if="errors[field.key]" class="dyn-error">
+                    <span class="dyn-required">*</span>{{ errors[field.key] }}
+                </div>
             </div>
         </div>
     </div>
@@ -233,6 +353,11 @@ async function uploadFile(field: Field, ev: Event) {
     color: #999;
     margin-top: 4px;
 }
+.dyn-error {
+    font-size: 12px;
+    color: #ed4014;
+    margin-top: 4px;
+}
 .dyn-file {
     display: flex;
     gap: 8px;
diff --git a/src/types/svc.ts b/src/types/svc.ts
index 79b10d8..7b1f80e 100644
--- a/src/types/svc.ts
+++ b/src/types/svc.ts
@@ -28,6 +28,8 @@ export interface ApplyVo {
     itemSnapshotJson?: string;
     formVersion?: number;
     formDataJson?: string;
+    /** 办理表单 schema（仅详情出参；「申请内容」按 groups/fields 显示中文 label 与分组的唯一事实源） */
+    formSchemaJson?: string;
     attachmentsJson?: string;
     submitterId: number;
     submitterName: string;
@@ -41,6 +43,22 @@ export interface ApplyVo {
 }
 
 
+/** 表单附件字段行（对齐后端 ApplyAttachmentItem；attachmentId=上传接口返回的附件行 id） */
+export interface ApplyAttachmentItem {
+    fieldKey?: string;
+    attachmentId: number;
+}
+
+/** 发起提交入参（对齐后端 ApplySubmitRequest） */
+export interface ApplySubmitRequest {
+    siteCode: string;
+    itemCode: string;
+    /** 表单数据 JSON 字符串（{key:value}；无表单事项传空） */
+    formData?: string;
+    /** 附件字段上传的附件行（可空；缺失会导致后端 bindApply 不执行、办件材料无效） */
+    attachments?: ApplyAttachmentItem[];
+}
+
 /** 事项大厅列表行（后端复用 oapi ItemRow，见 HallController） */
 export interface HallItem {
     id: number;
diff --git a/src/utils/formDataGroups.ts b/src/utils/formDataGroups.ts
new file mode 100644
index 0000000..d0389cf
--- /dev/null
+++ b/src/utils/formDataGroups.ts
@@ -0,0 +1,55 @@
+/**
+ * 「申请内容」展示整形（2026-09-17）：办件的 formDataJson 以英文 key 存储，
+ * 展示层以办理表单 schemaJson（详情出参 formSchemaJson，版本=提交时 formVersion）为
+ * key→中文 label 与分组的唯一事实源：
+ *   groups[{title, fields[{key,label}]}] 顺序即展示顺序，只保留有填报值的字段；
+ *   schema 里没有而数据里有的 key（历史数据/字段下架）归入「其他信息」兜底组；
+ *   无 schema 时整体回落按 key 展示（老数据不报错）。
+ */
+export interface FormDataRow {
+    key: string;
+    label: string;
+    value: any;
+    /** 字段类型（附件/图片数组值渲染为可点链接，与发起页上传返回体同构 {fileName,fileUrl}） */
+    type?: string;
+}
+
+export interface FormDataGroup {
+    title: string;
+    rows: FormDataRow[];
+}
+
+function safeParse(json?: string): any {
+    try {
+        return JSON.parse(json || "{}") ?? {};
+    } catch {
+        return {};
+    }
+}
+
+export function buildFormDataGroups(schemaJson?: string, formDataJson?: string): FormDataGroup[] {
+    const data = safeParse(formDataJson);
+    if (typeof data !== "object" || Array.isArray(data) || data === null) return [];
+    const schema = safeParse(schemaJson);
+    const groups: any[] = Array.isArray(schema.groups) ? schema.groups : [];
+    const used = new Set<string>();
+    const out: FormDataGroup[] = [];
+    groups.forEach((g, i) => {
+        const rows: FormDataRow[] = [];
+        for (const f of Array.isArray(g.fields) ? g.fields : []) {
+            const key = f?.key;
+            if (!key || !(key in data)) continue;
+            used.add(key);
+            rows.push({ key, label: f.label || key, value: data[key], type: f.type });
+        }
+        if (rows.length) {
+            out.push({ title: g.title || (groups.length > 1 ? `第 ${i + 1} 部分` : "申请内容"), rows });
+        }
+    });
+    const rest = Object.keys(data)
+        .filter((k) => !used.has(k))
+        .map((key) => ({ key, label: key, value: data[key] }));
+    if (rest.length) out.push({ title: "其他信息", rows: rest });
+    if (!out.length) out.push({ title: "申请内容", rows: Object.keys(data).map((key) => ({ key, label: key, value: data[key] })) });
+    return out;
+}
diff --git a/src/views/Apply.vue b/src/views/Apply.vue
index 56142ba..ad02838 100644
--- a/src/views/Apply.vue
+++ b/src/views/Apply.vue
@@ -14,9 +14,9 @@ import { computed, onMounted, reactive, ref } from "vue";
 import { useRoute, useRouter } from "vue-router";
 import { Message } from "view-ui-plus";
 import { applyApi } from "@/api/module/svc";
+import type { ApplyAttachmentItem } from "@/types/svc";
 import { useSite } from "@/utils/site";
 import DynamicForm from "@/components/DynamicForm.vue";
-
 const route = useRoute();
 const router = useRouter();
 const { resolveSite, rememberItem } = useSite();
@@ -31,6 +31,7 @@ const item = ref<Record<string, any> | null>(null);
 const loadError = ref("");
 const siteCode = ref("");
 const formData = reactive<Record<string, any>>({});
+const dynFormRef = ref<InstanceType<typeof DynamicForm> | null>(null); // DynamicForm.validate()
 
 const schemaJson = computed(() => (item.value?.schemaJson as string) || "");
 
@@ -56,6 +57,30 @@ async function load() {
 
 const sleep = (ms: number) => new Promise(resolve => setTimeout(resolve, ms));
 
+/**
+ * 从 formData 提取附件行（upload/image 字段值为 /api/file/upload 返回体数组，
+ * 每项含附件行 id）：后端 submit 依据 attachments 做办件材料绑定（bindApply），
+ * 不传则附件行永远未落 topic，表现为「附件传了但提交后无效」。
+ */
+function collectAttachments(): ApplyAttachmentItem[] {
+    const out: ApplyAttachmentItem[] = [];
+    try {
+        const groups = JSON.parse(schemaJson.value || "{}").groups || [];
+        for (const g of groups) {
+            for (const f of g.fields || []) {
+                if (f.type !== "upload" && f.type !== "image") continue;
+                const list = formData[f.key];
+                for (const it of Array.isArray(list) ? list : []) {
+                    if (it && it.id != null) out.push({ fieldKey: f.key, attachmentId: it.id });
+                }
+            }
+        }
+    } catch {
+        // schema 解析失败时只丢附件绑定，不阻断提交
+    }
+    return out;
+}
+
 /** 轮询办件状态直到离开 PENDING；超时返回最后一次看到的办件（可能仍是待提交） */
 async function awaitFlowStart(applyId: number, first: any) {
     let latest = first;
@@ -75,6 +100,9 @@ async function awaitFlowStart(applyId: number, first: any) {
 
 async function submit() {
     if (!item.value) return;
+    // 前端先按 schema 校验（字段下方内联红字 + 滚到第一个错误），不再把"必填项未填写"
+    // 这类校验留给后端弹 Message——后端强校验仍保留作兜底
+    if (dynFormRef.value && !dynFormRef.value.validate()) return;
     submitting.value = true;
     try {
         const apply: any = await applyApi
@@ -82,6 +110,7 @@ async function submit() {
                 siteCode: siteCode.value,
                 itemCode: String(route.query.itemCode),
                 formData: Object.keys(formData).length ? JSON.stringify(formData) : undefined,
+                attachments: collectAttachments(),
             })
             .send();
 
@@ -121,7 +150,7 @@ onMounted(load);
                 </div>
             </div>
             <Divider v-if="schemaJson" orientation="left">申请表单</Divider>
-            <DynamicForm v-if="schemaJson" :schema-json="schemaJson" v-model:form-data="formData" />
+            <DynamicForm v-if="schemaJson" ref="dynFormRef" :schema-json="schemaJson" :form-data="formData" />
             <div v-else class="no-form">该事项无需填写表单，提交后由办理部门联系确认。</div>
             <div class="actions">
                 <Button class="sh-btn-primary" type="primary" :loading="submitting" @click="submit">
diff --git a/src/views/ApplyDetail.vue b/src/views/ApplyDetail.vue
index 6bdb245..4bd457d 100644
--- a/src/views/ApplyDetail.vue
+++ b/src/views/ApplyDetail.vue
@@ -9,6 +9,7 @@ import { useRoute, useRouter } from "vue-router";
 import { Message, Modal } from "view-ui-plus";
 import { applyApi } from "@/api/module/svc";
 import type { ApplyVo, FlowProgressVo } from "@/types/svc";
+import { buildFormDataGroups, FormDataGroup } from "@/utils/formDataGroups";
 
 const route = useRoute();
 const router = useRouter();
@@ -35,7 +36,6 @@ const SNAPSHOT_LABEL: Record<string, string> = {
 };
 
 const snapshot = computed<Record<string, any>>(() => parse(apply.value?.itemSnapshotJson));
-const formData = computed<Record<string, any>>(() => parse(apply.value?.formDataJson));
 const result = computed<Record<string, any>>(() => parse(apply.value?.flowResultJson));
 
 function parse(json?: string): Record<string, any> {
@@ -46,14 +46,24 @@ function parse(json?: string): Record<string, any> {
     }
 }
 
-/** 字段 key → 表单里的中文标签（schema 里的 label 优先，缺失回落 key 名） */
-const fieldLabels = ref<Record<string, string>>({});
+/** 附件/图片字段值 = /api/file/upload 返回体数组（{fileName,fileUrl}），渲染为可点链接 */
+function fileList(v: any): { fileName: string; fileUrl: string }[] {
+    if (!Array.isArray(v)) return [];
+    return v.filter((it: any) => it && typeof it === "object" && it.fileUrl);
+}
+
+function isUploadRow(row: { type?: string }): boolean {
+    return row.type === "upload" || row.type === "image";
+}
+
+/** 申请内容：按办理表单 schema 显示中文 label 与分组（详情出参 formSchemaJson，版本=提交时快照） */
+const contentGroups = ref<FormDataGroup[]>([]);
 
 async function load() {
     const id = Number(route.query.id || 0);
     if (!id) return;
     apply.value = (await applyApi.detail(id).send()) as any;
-    loadSchemaLabels();
+    contentGroups.value = buildFormDataGroups(apply.value?.formSchemaJson, apply.value?.formDataJson);
     try {
         progress.value = (await applyApi.progress(id).send()) as any;
     } catch (e: any) {
@@ -62,26 +72,6 @@ async function load() {
     }
 }
 
-/** 事项表单 schema（发起页同源接口）只用于把 key 显示成中文，失败则显示 key 本身 */
-async function loadSchemaLabels() {
-    const siteCode = String(route.query.siteCode || apply.value?.siteCode || "");
-    const itemCode = apply.value?.itemCode;
-    if (!siteCode || !itemCode) return;
-    try {
-        const item: any = await applyApi.item(siteCode, itemCode).send();
-        const schema = JSON.parse(item?.schemaJson || "{}");
-        const labels: Record<string, string> = {};
-        (schema.groups || []).forEach((g: any) => {
-            (g.fields || []).forEach((f: any) => {
-                if (f.key) labels[f.key] = f.label || f.key;
-            });
-        });
-        fieldLabels.value = labels;
-    } catch {
-        // 忽略：标签只是展示优化
-    }
-}
-
 function displayValue(v: any): string {
     if (v === null || v === undefined || v === "") return "—";
     if (Array.isArray(v)) {
@@ -196,10 +186,21 @@ onMounted(load);
 
         <div class="sh-card" v-if="apply.formDataJson">
             <div class="section-title">申请内容</div>
-            <div class="kv" v-for="(v, k) in formData" :key="String(k)">
-                <span class="k">{{ fieldLabels[String(k)] || k }}</span>
-                <span class="v">{{ displayValue(v) }}</span>
-            </div>
+            <template v-for="g in contentGroups" :key="g.title">
+                <p v-if="g.title !== '申请内容'" class="group-title">{{ g.title }}</p>
+                <div class="kv" v-for="row in g.rows" :key="row.key">
+                    <span class="k">{{ row.label }}</span>
+                    <span class="v" v-if="isUploadRow(row)">
+                        <template v-if="fileList(row.value).length">
+                            <div v-for="(f, fi) in fileList(row.value)" :key="fi" class="file-item">
+                                <a :href="f.fileUrl" target="_blank" rel="noopener">{{ f.fileName || f.fileUrl }}</a>
+                            </div>
+                        </template>
+                        <template v-else>—</template>
+                    </span>
+                    <span class="v" v-else>{{ displayValue(row.value) }}</span>
+                </div>
+            </template>
         </div>
 
         <div class="sh-card" v-if="result.result || result.opinion">
@@ -271,6 +272,12 @@ onMounted(load);
     padding-left: 8px;
     border-left: 3px solid var(--sh-primary);
 }
+.group-title {
+    font-weight: 600;
+    font-size: 13px;
+    color: var(--sh-text-weak);
+    margin: 12px 0 2px;
+}
 .kv {
     display: flex;
     padding: 6px 0;
@@ -286,6 +293,9 @@ onMounted(load);
     flex: 1;
     word-break: break-all;
 }
+.file-item {
+    margin-bottom: 2px;
+}
 .timeline {
     padding-left: 4px;
 }